Fractional AI Product Manager · Minneapolis, MN
Target and Best Buy have dedicated AI PM teams. Their suppliers and mid-market ecosystem partners do not. A $150 million Minnesota retailer or distributor needs AI product management to evaluate vendor options for demand forecasting, product recommendations, and inventory optimization. The full-time hire at $150,000 per year is not justified until you know whether AI product management is a core function.
A three-month fractional engagement produces concrete deliverables: a vendor evaluation for the highest-priority AI feature, a production-ready product spec, and a build/buy decision memo. It also tests whether you need a full-time AI PM. If you do, the handover package is ready.
UnitedHealth Group vendors face a different version of the same gap. AI features built for the UHG ecosystem need HIPAA requirements and UHG-specific data governance written into the spec before engineering starts. Fixed-scope engagement, flexible pricing based on the size of the specification.
Tell us about your retail or healthcare AI feature.
The Minnesota retail and distribution ecosystem includes hundreds of companies that supply Target, Best Buy, and regional grocery chains. These companies are being asked by their retail partners to add demand forecasting accuracy, inventory optimization, and data sharing capabilities that depend on AI features. The ask is coming from buyers who see what their top-tier suppliers are doing.
A $150 million distributor does not have the volume of data engineering work to justify a full-time data scientist. It does not have the breadth of AI features to justify a full-time AI PM. But it has two or three AI features that would materially affect its competitive position if they were built correctly. A fractional engagement scopes and specifies those features without requiring a full-time hire.
UnitedHealth Group is the largest employer in Minnesota and one of the largest healthcare systems in the country. Its vendor ecosystem includes hundreds of technology companies building tools for its members, its care management teams, and its administrative operations. AI features built for that ecosystem face a specific set of data governance requirements that differ from standard HIPAA compliance.
A vendor building an AI feature for UHG members without those requirements in the spec will face them during the vendor qualification process. Writing them in after the product is built requires engineering changes that add weeks or months to the timeline. Writing them in from the start adds one to two days of spec work.
Retail AI features, product recommendations, demand forecasting, inventory optimization — have established vendor options. The PM's job is evaluation and integration spec, not model development.
Generic benchmark scores from a vendor's website are not a substitute for testing against your SKU catalog, your demand patterns, and your seasonal profile. The evaluation runs a structured test on a sample of your actual data.
A written decision covering data uniqueness (do you have enough history to outperform vendor models?), total cost of ownership, and time to value. The memo documents the alternatives evaluated and the rationale for the recommendation.
The A/B test design that measures whether the AI feature is actually increasing revenue: assignment unit, minimum detectable effect, test duration, and guardrail metrics. Offline model metrics alone are not revenue measurement.
The data contract, sync mechanism, data quality handling, error procedure, and write-back spec for connecting the AI feature to your existing inventory and order management system.
HIPAA sets a minimum floor for healthcare data handling. UHG vendor agreements typically require more. The Business Associate Agreement covers the data storage and transmission requirements. What it does not automatically cover: the scope of the BAA relative to the specific AI use case, the data minimization obligations for the model training and inference process, and the incident notification timeline that UHG contracts require.
A vendor building an AI feature that processes UHG member PHI to generate clinical or administrative recommendations must define the model output audit trail: what is logged for each AI output, who can access the log, and how long it is retained. This is a product requirement with data architecture implications. It belongs in the spec before the data model is designed.
The de-identification question comes up in every AI feature that trains on data derived from member interactions. HIPAA provides two de-identification methods: Safe Harbor (removing 18 specific identifiers) and Expert Determination (a statistical analysis confirming that the risk of re-identification is very small). For AI model training, Safe Harbor de-identification often removes data elements that are necessary for model performance. The spec must define which method is used and confirm it is sufficient for the specific training data composition.
UHG vendor qualification reviewers ask for these specifications before approving a new AI feature for deployment. A product team that produces them from a well-written spec moves through qualification faster than one producing them from memory after the fact.
Discovery call to understand the product context, the retail ecosystem requirements, and any UHG vendor obligations. Written scope and fixed price before work starts. No open-ended retainers.
For retail AI features with viable vendor options, the engagement includes a structured evaluation against your data. Not just a vendor comparison matrix from the internet.
The engagement closes with a recommendation on whether a full-time AI PM is warranted. If yes, the handover package is ready. If no, the deliverables stand on their own.
Scope your retail or healthcare AI feature.
Describe the AI feature you are evaluating or building and the ecosystem requirements you are working within. We reply within one business day.